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Getting Started
Capping Costs Since 1997

 

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Why

CapCenter

 

CapCenter founding

CapCenter was founded to provide the best home buying, refinancing and selling service.

Along the way we discovered inefficiencies and excess. We decided to act in out client's best interest and started giving money back through our Zero Closing Cost Mortgage and Realty Refund Programs.

We continue to focus on providing our clients with the best service in town at the lowest cost.

Professional capcenter advisor serving a client
The

Service

Working with CapCenter means you get a top rated team working for you through your home buying, refinancing, or selling process. Each helmed by our most experienced and dedicated Client Advisor there to guide you at every step of the process.

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Dedicated Client Advisors

Each CapCenter client receives a dedicated client advisor that quarterbacks the team and ensures a smooth client experience .

Meet the team
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Guaranteed Closing Dates

We guarantee purchase closings greater than 20 days out. We can close in as little as 10 days. You will know in advance if your closing date can be met.

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Transparent Pricing

CapCenter prides itself in offering transparent, apples-to-apples pricing that can be delivered to our clients on demand.

See Rates
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The

Dedicated Client Advisors

Each CapCenter client receives a dedicated client advisor that quarterbacks the mortgage, realty and insurance teams to ensure a smooth client experience. These senior staff members have decades of experience and serve as the client's primary point of contact and escalation

 

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The

Guaranteed Closing Date

CapCenter will automatically guarantee any purchase closing date 21 day out and can expedite process to close in as little as 10 days. For faster closings, you will know in advance of signing your loan commitment if your closing date can be met.

 

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The

Transparent Pricing

At CapCenter we pride ourselves in offering transparent, apples-to-apples pricing that can be accessed at anytime. Furthermore our clients can rest assured that no advisor pay increases with loan balance, purchase price, or annual insurance premium.

 

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The

Savings

The average person will own five homes over their lifetime. A client would save over $140,000 in transaction and insurance related expense by using CapCenter. This figure does not include any savings from interest rate refinances.

$0

Zero Closing Cost Mortgage Savings

$0

Realty Brokerage Commission Savings

$0

Annual Insurance Premium Savings

$0

Lifetime savings

Zero Closing Cost Mortgage Savings

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Realty Commission Savings

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Annual Insurance Savings

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The

Zero Closing Cost Savings

A Zero Closing Cost Mortgage with CapCenter means you get a competitive interest rate mortgage while CapCenter waives or pay for all traditional closing costs. We price the market and competition everyday to ensure you get the best priced loan.

Traditional Mortgage CapCenter Mortgage
Closing Costs
$4,347
 At a competitive interest rate
ZERO
 At a competitive interest rate
Zero Closing Cost Savings details for a $320,000 Loan
Origination Fee
A fee paid to a lender for processing a loan application
$1,000
ZERO
Appraisal Fee
A fee paid to a lender for processing a loan application
$500
ZERO
Credit Report Fee
A fee paid to a lender for processing a loan application
$52
ZERO
Flood Certificate Fee
A fee paid to a lender for processing a loan application
$10
ZERO
Title Services Fee
A fee paid to a lender for processing a loan application
$400
ZERO
Lender's Title
A fee paid to a lender for processing a loan application
$125
ZERO
Owner's Title
A fee paid to a lender for processing a loan application
$1,530
ZERO
Settlement Fee
A fee paid to a lender for processing a loan application
$600
ZERO
Other Fees
A fee paid to a lender for processing a loan application
$130
ZERO
 
The

Realty Commission Savings

Handling your real estate service with our in-house team means we not only provide you with a better service but we can also cut traditional sales and marketing expenses offering you a better priced service. The savings are considerable.

Traditional Realty CapCenter Realty
Realty Costs for Buying and Selling A Home
$24,000
 6% paid with traditional
$12,000
 3% saved with CapCenter
Realty Savings Details for a $400,000 Home
List Agent Fee
A fee paid to a lender for processing a loan application
$12,000
$4,000
Buy Agent Fee
A fee paid to a lender for processing a loan application
$12,000
$12,000
Buy Realty Refund
A fee paid to a lender for processing a loan application
$0
$(4,000)
 
The

Annual Insurance Savings

Handling your real estate service with our in-house team means we not only provide you with a better service but we can also cut traditional sales and marketing expenses offering you a better priced service. The savings are considerable.

Traditional Insurance CapCenter Insurance
Property Insurance
$4,375
 For a house and two cars
$3,690
 For a house and two cars
Property Insurance Coverage Details
Home Coverage
A fee paid to a lender for processing a loan application
$400,000
$400,000
Home Deductible
A fee paid to a lender for processing a loan application
$1,000
$1,000
Auto Liability
A fee paid to a lender for processing a loan application
$100k/$300k
$100k/$300k
Auto Deductible
A fee paid to a lender for processing a loan application
$500/$1,000
$500/$1,000