---
title: What are the loan limits?
description: Loan limits refer to the maximum amount of money that a lender will loan to a borrower for a specific type of loan. These limits are set by government-sponsored entities such as Fannie Mae and Freddie
---
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1. [Frequently Asked Questions](https://blog.capcenter.com/migration/faq?hsLang=en)
2. [Mortgage](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en)
# What are the loan limits?
Loan limits refer to the maximum amount of money that a lender will loan to a borrower for a specific type of loan. These limits are set by government-sponsored entities such as Fannie Mae and Freddie Mac, and they vary depending on the location and type of property being financed. For example, loan limits for mortgages on single-family homes are generally higher than limits for mortgages on multi-family properties. Additionally, loan limits tend to be higher in areas with higher median home prices. The limits are set to protect the lender as well as the borrower from over-indebtedness.
CapCenter [lists high-level loan limits for conforming and jumbo on our loan limits page](https://www.capcenter.com/content/more/loanlimits?hsLang=en).
CapCenter [lists loan limits by county on our service area page](https://www.capcenter.com/service-area/?hsLang=en).
Loans above the conforming limit of the subject property location are considered jumbo loans. **CapCenter's maximum jumbo loan limit is usually around $2 million**.
[Learn more about conventional loan limits here](https://www.capcenter.com/learning/mortgages/conventional-loan-limit?hsLang=en).
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- [General Questions](https://blog.capcenter.com/migration/faq/general-questions?hsLang=en)
- [Mortgage](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#main-content)
- [Glossary](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#glossary)
- [CapCenter Product Offerings](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#capcenter-product-offerings)
- [Zero Closing Costs Questions](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#zero-closing-costs-questions)
- [Loan Qualification](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#loan-qualification)
- [Technology](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#technology)
- [Pre-approvals](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#pre-approvals)
- [Applying for a Mortgage](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#applying-for-a-mortgage)
- [Process Questions](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#process-questions)
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- [Selling a home](https://blog.capcenter.com/migration/faq/real-estate?hsLang=en#selling-a-home)
- [Glossary](https://blog.capcenter.com/migration/faq/real-estate?hsLang=en#glossary)
- [General Questions](https://blog.capcenter.com/migration/faq/real-estate?hsLang=en#general-questions)
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