---
title: What is a mortgage?
description: A mortgage is a loan that is used to purchase a piece of real estate.
---

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1. [Frequently Asked Questions](https://blog.capcenter.com/migration/faq?hsLang=en)
2. [Mortgage](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en)
3. [Glossary](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#glossary)

# What is a mortgage?

## A mortgage is a loan that is used to purchase a piece of real estate.

A mortgage is a loan that is used to purchase a piece of real estate. The property is used as collateral for the loan, and the borrower makes payments to the lender until the loan is paid off. Mortgages are typically issued by banks and other financial institutions, and the terms of the loan, such as the interest rate and length of the loan, can vary depending on the lender and the borrower's creditworthiness.

[Click to learn more about mortgages](https://www.capcenter.com/learning/mortgages?hsLang=en)

- [General Questions](https://blog.capcenter.com/migration/faq/general-questions?hsLang=en)
- [Mortgage](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#main-content)

    - [Glossary](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#glossary)
    - [CapCenter Product Offerings](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#capcenter-product-offerings)
    - [Zero Closing Costs Questions](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#zero-closing-costs-questions)
    - [Loan Qualification](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#loan-qualification)
    - [Technology](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#technology)
    - [Pre-approvals](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#pre-approvals)
    - [Applying for a Mortgage](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#applying-for-a-mortgage)
    - [Process Questions](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#process-questions)
    - [General](https://blog.capcenter.com/migration/faq/mortgage?hsLang=en#general)
- [Real Estate](https://blog.capcenter.com/migration/faq/real-estate?hsLang=en#main-content)

    - [Buying a home](https://blog.capcenter.com/migration/faq/real-estate?hsLang=en#buying-a-home)
    - [Selling a home](https://blog.capcenter.com/migration/faq/real-estate?hsLang=en#selling-a-home)
    - [Glossary](https://blog.capcenter.com/migration/faq/real-estate?hsLang=en#glossary)
    - [General Questions](https://blog.capcenter.com/migration/faq/real-estate?hsLang=en#general-questions)
- [Insurance](https://blog.capcenter.com/migration/faq/insurance?hsLang=en)

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