---
title: Who pays closing costs?
description: The specific costs and who pays for them in a home purchase can vary depending on the terms of the sale and the agreement between the buyer and the seller. In most cases, the payment of closing costs
---
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# Who pays closing costs?
The specific costs and who pays for them in a home purchase can vary depending on the terms of the sale and the agreement between the buyer and the seller. In most cases, the payment of closing costs falls on the buyer. In some cases, however, depending on the market, seller may agree to pay for some or all of a buyer’s mortgage closing costs. It’s important to review the purchase contract and ask the realtor or closing agent for a breakdown of the closing costs before signing the contract.
You could also avoid the negotiation yourself and instead use CapCenter’s mortgage and realty services. CapCenter’s Zero Closing Cost program can eliminate the closing costs on your home purchase, and the efficiency of using CapCenter for multiple services can help you get into the home quicker.
[Learn more about who pays closing costs here.](https://www.capcenter.com/learning/mortgages/who-pays-closing-costs?hsLang=en)
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