How does CapCenter's Zero Closing Costs refinance work?

CapCenter’s “Zero Closing Costs” offer is to pay or waive closing costs typically required when processing a home loan.

Our offer does have limitations, and there are additional costs that apply to some transactions. For loan amounts of $100,000 or higher, CapCenter offers to pay for or waive the following closing costs, in most states:

  • Origination Fee
  • Appraisal Fee
  • Credit Report Fee
  • Flood Certification Fee
  • Tax Service Fee
  • Title Search Fee
  • Wire Fee
  • Delivery Fee

CapCenter also offers to pay or waive the following closing costs if they are required and provided by an approved agent:

  • Lender's Title Insurance
  • Owner's Title Insurance
  • Survey
  • Settlement Agent Fee

Note that, for purchase transactions, you may be responsible for government fees and taxes to record the Deed and Deed of Trust. To the extent these costs apply to your transaction, they are not covered by CapCenter’s Zero Closing Cost offer.

Click here to read about our Zero Closing Costs refinance program details