---
title: Homeowners Fall Checklist
description: Get your home ready for fall with CapCenter's checklist. Learn how to prepare your HVAC system, roof, gutters, and more for the colder weather.
image: https://blog.capcenter.com/hubfs/Gutters.png
---

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##### **Purchase Mortgages**

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- [Refinance Today](https://www.capcenter.com/apply-now/)

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- [Recently Listed Homes](https://www.capcenter.com/homes/location/geo/37.6590,-77.6970,37.4320,-77.2560,12)
- [Home Valuation](https://www.capcenter.com/home-sale-estimate/valuation#valuation)

##### **Listing Services**

- [Recently Sold Homes](https://www.capcenter.com/homes/location/geo/37.6128,-77.6067,37.4691,-77.3368,12/filters/propertyType=RecentlySold)
- [Home Sale Calculator](https://www.capcenter.com/home-sale-estimate/valuation#quote)

##### **Realty Services**

- [Realty Listing Services](https://www.capcenter.com/sell-a-home)
- [Realty Purchase Services](https://www.capcenter.com/best-realtor-buy-home)

##### **Getting Started**

- [Buying Consultation](https://www.capcenter.com/forms/request-buyers-agent)
- [Listing Consultation](https://www.capcenter.com/forms/request-listing-agent)

##### **Property & Casualty**

- [Homeowners](https://www.capcenter.com/learning/insurance/homeowners-insurance)
- [Automobile](https://www.capcenter.com/learning/insurance/car-insurance)

##### **Life Insurance**

- [Term Life](https://www.capcenter.com/learning/insurance/life-insurance)

##### **Getting Started**

- [Get An Insurance Quote](https://www.capcenter.com/insurance-quote/savings)
- [Access Insurance Portal](https://login.apps.vertafore.com/idp/prp.wsf?wa=wsignin1.0&wtrealm=https%3a%2f%2fclientportal.vertafore.com%2f&wctx=rm%3d0%26id%3dpassive%26ru%3d%2fInsured%2fapp%2f%3fredirectLocation%3d3206701-1&application=clientportal&authType=endinsured&agency=eyJhZ2VuY3kiOiIzMjA2NzAxLTEiLCJiYWNrZ3JvdW5kQ29sb3IiOiIjZmVmZWZlIiwiZm9udENvbG9yIjoiIzIxMzAzNSIsImxvZ28iOiJodHRwczovL2NsaWVudHBvcnRhbC52ZXJ0YWZvcmUuY29tL2FwaS8xNy4xL1RlbXBsYXRlcygxMDA3MjApL0FnZW5jeUxvZ28ifQ%3d%3d&agencyId=3206701-1)

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- [VA Mortgage Programs](https://blog.capcenter.com/learning-center/va-loan-programs)

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- [What is wrong with APR?](https://blog.capcenter.com/learning-center/what-is-wrong-with-apr)
- [Who pays closing costs?](https://blog.capcenter.com/learning-center/who-pays-closing-costs)
- [How long does a pre-approval last?](https://blog.capcenter.com/learning-center/how-long-does-a-preapproval-last)

##### **Resource Center**

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- [Learning Center Articles](https://blog.capcenter.com/learning-center)
- [Glossary](https://www.capcenter.com/content/more/glossary)

##### **Guides**

- [Home Buying Guide](https://www.capcenter.com/guides/home-buyers-guide)
- [Home Refinancing Guide](https://www.capcenter.com/guides/refinance-guide)
- [Home Selling Guide](https://www.capcenter.com/guides/home-sellers-guide)

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 3 min read

# Homeowners Fall Checklist

[![Picture of Dick Jeffress](https://blog.capcenter.com/hubfs/dick.png) Dick Jeffress](https://blog.capcenter.com/learning-center/author/dick-jeffress) :  Apr 17, 2023 10:54:00 AM

[First-Time Homebuyer](https://blog.capcenter.com/learning-center/tag/first-time-homebuyer) [Home-Ownership](https://blog.capcenter.com/learning-center/tag/home-ownership)

![Homeowners Fall Checklist](https://blog.capcenter.com/hubfs/Gutters.png)

The Dog Days of Summer are over. Soon you’ll be enjoying crisp, cool fall mornings and watching the colors of the world change around you. You can officially start getting excited about sweater weather and pumpkin-spiced everything.

But, before you settle in, there is a little work to do to ensure your home is ready for the colder months ahead. We’ll run you through a few simple checklist items to make sure your home will stay warm, safe, and efficient through fall and winter. Starting inside…

## Check the seal around windows and doors

The first thing to do is make sure your home is sealed up tight. Checking is easy. Go around your house, stopping at every exterior window and door, and holding a lighter around the edges. If the flame moves, that tells you that air is getting in around the seal. Don’t have a lighter? A thin strip of paper is a fine substitute.

Fixing a drafty window or door shouldn’t be too challenging, [replacing the weather stripping or door sweeps should do the trick](https://www.lowes.com/n/how-to/weather-strip-your-doors).

## Check heating systems

Now that you know your house isn’t leaking conditioned air, it’s a good time to make sure you’ll have heat when you need it. If you have central heat or another electric system, you can probably just flip a switch and wait to hear, feel, and sometimes smell everything working. If your home relies on radiator heat, you’ll need to make sure there are no leaks at the valve connections, joints, or pipework. A steady drip from the radiator can lead to water damage.

Many homes still rely on fireplaces and woodstoves for some or all of their heat. If this describes your home, now is a good time to consider the chimney. Make sure the chimney cap is in good condition and check for any bird nests or other blockages. You should also use a flashlight to look up through the chimney and make sure the flue is opening and closing properly. Depending on the state of things, it may be worth it to hire a [chimney sweep to come to clean everything out](https://www.csia.org/faq.html#:~:text=This%20a%20tougher%20question%20than,from%20deposits%2C%20and%20correct%20clearances.).

## Test smoke and carbon monoxide detectors

Talk of controlled fires in the home leads right into another important check – your clean air monitors and smoke detectors. Even if you don’t rely on a fireplace or woodstove – but especially if you do – you should take a lap around the house and make sure all smoke and carbon monoxide detectors are in good working order with fresh batteries.

## Test winter equipment 

Remember that snow blower tucked in the back of your garage? The one you haven’t turned on since February. It’s easy to forget about it until you need it. Which is exactly when it is most frustrating to find it not working. Now is the time to make sure it will still turn over. You will most definitely thank yourself for doing so later.

## Clean gutters

Now we take it outside. It’s fall, so things are about to start…falling. Buildup in gutters tends to go unnoticed, but all that extra weight can cause major – sometimes expensive – problems. Now is the perfect time to pull out the ladder and give them a look and/or a clean. If you have gutter guards to keep clogging minimal, you should still go up to make sure everything is clear and in good repair.

## Seed and fertilize your lawn

Your grass may be brown and covered in snow soon, but the [fall is when beautiful spring and summer lawns are made](https://www.scotts.com/en-us/library/lawn-care-basics/fall-best-time-seed-feed). Fertilizing before your area’s [first freeze](https://www.almanac.com/gardening/frostdates) helps your yard develop strong roots which will pay dividends when it counts. The fall also serves as a great opportunity to seed – or overseed – some of the worn or bare spots in your yard.

## Tend to outside water lines

Speaking of your lawn, keeping it hydrated looks a little different as the weather cools. If you live in a place that doesn’t get too cold, you can keep your sprinklers running through the fall and winter, though you should reduce [how often they run](https://virginiagreen.com/news/dont-stop-watering/). In places that freeze through most or all of the winter, however, it is best to shut off and purge outside water entirely. Freezing water can lead to cracked pipes and other expensive repairs. You should also empty and bring in any garden hoses. Leaving them out through winter could ruin them for spring.

## Cover or collect outside furniture and equipment

It’s time to close and cover your pool, but don’t drain it. Keeping the water helps to protect the liner from shrinking, drying out, and cracking. Also, if you drain the water now you will have to refill it when you re-open, meaning a hefty water bill.

The final thing to do before you head back inside is to take care of all outdoor furniture and other equipment. You can just throw a cover over some furniture. Other items need to be brought into a garage or shed. If you have a trampoline, the pad that covers the springs needs the same treatment. You can get away with just covering it, but if you have space to bring it in, that is best.

## Big projects

At this point, your home is prepped and ready for the cold weather. You can settle in and start looking forward to the fast-approaching holiday season. If you’ve been considering any big projects, the down months of fall and winter can be the perfect planning season. A cash-out refinance is a great option to fund any project or project you have in mind. And, if you do it with CapCenter, you can get [the same money with fewer fees](https://www.capcenter.com/quote-details/?quoteWidget%5BLoanPurpose%5D=Cash%20Out%20Refinance)!

 

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### Posts by Tag

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- [How To Compare Mortgages (5)](https://blog.capcenter.com/learning-center/tag/how-to-compare-mortgages)
- [Cash-Out Refinance (4)](https://blog.capcenter.com/learning-center/tag/cash-out-refinance)
- [Home Equity (4)](https://blog.capcenter.com/learning-center/tag/home-equity)
- [Housing Market (3)](https://blog.capcenter.com/learning-center/tag/housing-market)
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- [FHA (1)](https://blog.capcenter.com/learning-center/tag/fha)
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- [VA Loans (1)](https://blog.capcenter.com/learning-center/tag/va-loans)
- [mortgage quote (1)](https://blog.capcenter.com/learning-center/tag/mortgage-quote)

See All

[![Manufactured vs. Modular Homes](https://blog.capcenter.com/hubfs/Manufactured.png)](https://blog.capcenter.com/learning-center/manufactured-vs-modular-homes)

#### [Manufactured vs. Modular Homes](https://blog.capcenter.com/learning-center/manufactured-vs-modular-homes)

[Tyler Todd](https://blog.capcenter.com/learning-center/author/tyler-todd): Jun 19, 2023 10:01:28 AM

When it comes to residential construction, there is a wide range of housing options to suit different needs and preferences. Among these...

[Mortgages](https://blog.capcenter.com/learning-center/tag/mortgages) [First-Time Homebuyer](https://blog.capcenter.com/learning-center/tag/first-time-homebuyer) [Realty](https://blog.capcenter.com/learning-center/tag/realty) 

[Read More](https://blog.capcenter.com/learning-center/manufactured-vs-modular-homes)

[![Lets Get to the Point](https://blog.capcenter.com/hubfs/GettothePoint.jpeg)](https://blog.capcenter.com/learning-center/lets-get-to-the-point)

#### [Lets Get to the Point](https://blog.capcenter.com/learning-center/lets-get-to-the-point)

[Tyler Todd](https://blog.capcenter.com/learning-center/author/tyler-todd): Jun 5, 2023 2:42:46 PM

As a first-time home buyer, there can be so many new concepts, options, and terms flying around, it can sometimes feel a bit overwhelming. And...

[Interest Rates](https://blog.capcenter.com/learning-center/tag/interest-rates) [Mortgages](https://blog.capcenter.com/learning-center/tag/mortgages) [First-Time Homebuyer](https://blog.capcenter.com/learning-center/tag/first-time-homebuyer) [How To Shop](https://blog.capcenter.com/learning-center/tag/how-to-shop) 

[Read More](https://blog.capcenter.com/learning-center/lets-get-to-the-point)

[![Understanding Escrow Accounts](https://blog.capcenter.com/hubfs/Escrows.jpeg)](https://blog.capcenter.com/learning-center/understanding-escrow-accounts)

#### [Understanding Escrow Accounts](https://blog.capcenter.com/learning-center/understanding-escrow-accounts)

[Tyler Todd](https://blog.capcenter.com/learning-center/author/tyler-todd): Jun 5, 2023 2:35:13 PM

As a first-time home buyer, there can be so many new concepts, options, and terms flying around, it can sometimes feel a bit overwhelming. And...

[Mortgages](https://blog.capcenter.com/learning-center/tag/mortgages) [First-Time Homebuyer](https://blog.capcenter.com/learning-center/tag/first-time-homebuyer) [Credit Score](https://blog.capcenter.com/learning-center/tag/credit-score) [How To Shop](https://blog.capcenter.com/learning-center/tag/how-to-shop) 

[Read More](https://blog.capcenter.com/learning-center/understanding-escrow-accounts)

[![How much can I afford?](https://blog.capcenter.com/hubfs/whatcaniafford.png)](https://blog.capcenter.com/learning-center/how-much-can-i-afford)

 1 min read

#### [How much can I afford?](https://blog.capcenter.com/learning-center/how-much-can-i-afford)

![Picture of Jimmy Mouser](https://blog.capcenter.com/hs-fs/hubfs/Jimmy%20Mouser%20Profile%20Picture.jpg?width=30&name=Jimmy%20Mouser%20Profile%20Picture.jpg) [Jimmy Mouser](https://blog.capcenter.com/learning-center/author/jimmy-mouser) : Apr 13, 2023 12:05:31 PM

If you’re in the market for a new home, the first question that comes to mind is, “How much mortgage can I afford?” Most people buying a new home...

[Closing Costs](https://blog.capcenter.com/learning-center/tag/closing-costs) [Mortgages](https://blog.capcenter.com/learning-center/tag/mortgages) [First-Time Homebuyer](https://blog.capcenter.com/learning-center/tag/first-time-homebuyer) [Home-Ownership](https://blog.capcenter.com/learning-center/tag/home-ownership) 

[Read More](https://blog.capcenter.com/learning-center/how-much-can-i-afford)

[![Private Mortgage Insurance](https://blog.capcenter.com/hubfs/PMI.png)](https://blog.capcenter.com/learning-center/private-mortgage-insurance)

 4 min read

#### [Private Mortgage Insurance](https://blog.capcenter.com/learning-center/private-mortgage-insurance)

![Picture of Dick Jeffress](https://blog.capcenter.com/hs-fs/hubfs/dick.png?width=30&name=dick.png) [Dick Jeffress](https://blog.capcenter.com/learning-center/author/dick-jeffress) : Apr 17, 2023 4:23:24 PM

If you are buying a home with a down payment of less than 20%, you can count on paying something toward mortgage insurance (often referred to as...

[First-Time Homebuyer](https://blog.capcenter.com/learning-center/tag/first-time-homebuyer) [Mortgage Rates](https://blog.capcenter.com/learning-center/tag/mortgage-rates) [Insurance](https://blog.capcenter.com/learning-center/tag/insurance) [Home-Ownership](https://blog.capcenter.com/learning-center/tag/home-ownership) 

[Read More](https://blog.capcenter.com/learning-center/private-mortgage-insurance)

[![What Does Contingent Mean?](https://blog.capcenter.com/hubfs/contingency.png)](https://blog.capcenter.com/learning-center/what-does-contingent-mean)

 4 min read

#### [What Does Contingent Mean?](https://blog.capcenter.com/learning-center/what-does-contingent-mean)

![Picture of Dick Jeffress](https://blog.capcenter.com/hs-fs/hubfs/dick.png?width=30&name=dick.png) [Dick Jeffress](https://blog.capcenter.com/learning-center/author/dick-jeffress) : Apr 12, 2023 3:54:36 PM

In real estate, “contingent” means that a seller and buyer have agreed to terms on a property, but the final sale depends on certain conditions...

[First-Time Homebuyer](https://blog.capcenter.com/learning-center/tag/first-time-homebuyer) [How To Shop](https://blog.capcenter.com/learning-center/tag/how-to-shop) [Realty](https://blog.capcenter.com/learning-center/tag/realty) 

[Read More](https://blog.capcenter.com/learning-center/what-does-contingent-mean)

##### Mortgage

Mortgage

- [Mortgage Rates](https://www.capcenter.com/mortgage-rates/virginia/richmond/purchase/conventional)
- [Mortgage Programs](https://www.capcenter.com/mortgage-programs)
- [Mortgage Calculator](https://www.capcenter.com/mortgage-calculator/purchase/conventional)

##### Realty

Realty

- [Buy a Home](https://www.capcenterrealty.com/best-realtor-agency-buy-home)
- [Sell a Home](https://www.capcenter.com/refinance)
- [Home Value Estimate](https://www.capcenter.com/quote-details/purchase)

##### Get Started

Get Started

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CapCenter - Why pay closing costs if you don't have to? CapCenter is your local provider of mortgage & realty services. Zero Closing Costs, Zero Hassles. Licensed in VA, DC, MD, NC, SC, GA, FL, PA, and OH. CapCenter is a top-rated real estate services provider and zero closing costs mortgage lender headquartered in Glen Allen, Virginia near Richmond, Virginia. Capital Center, L.L.C. Licensed mortgage lender in Virginia, North Carolina, South Carolina, Maryland, Georgia, Florida, Ohio, Pennsylvania, and the District of Columbia NMLS ID#67717 (www.nmlsconsumeraccess.org) and a licensed real estate broker in Virginia, North Carolina, South Carolina, Maryland, and the District of Columbia. Our primary office is located in Glen Allen, Virginia near Richmond, Virginia.

 

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